Counties / Iowa counties / Monona County
Monona County, Iowa tax sales
How tax sales work in Monona County, Iowa
Iowa law controls every tax sale in Monona County — the county runs the sale, but what is sold, what it pays and how long the owner can redeem are all set by the state:
| What Iowa sells | Tax lien certificates |
|---|---|
| Interest / penalty | 2% per month / 24% per year, fixed by statute (Iowa Code 447.1); the rate is not bid down - bidders compete by bidding down the undivided interest percentage in the parcel they would take on a deed, and many counties assign contested parcels by random / rotational selection among registered bidders. |
| Redemption period | The holder may serve a notice of expiration of the right of redemption after 1 year and 9 months from the sale; redemption ends 90 days after completed service of that notice (Iowa Code 447.9, 447.12), so the effective minimum hold is about 2 years. |
| When sales happen | Annual tax sale on the third Monday in June in every county (Iowa Code ch. 446), with adjourned sales for unsold parcels thereafter. |
| Governing law | Iowa Code chs. 446 (tax sale), 447 (redemption) and 448 (tax deeds), esp. 446.16, 447.1 and 447.9 |
| County (Census) | Monona County — county, Iowa · FIPS 19133 |
Because the 24% rate is fixed and parcels are often assigned rotationally, Iowa offers the full statutory rate without rate compression, but deed acquisition is rare given very high redemption rates. A parcel advertised twice and unsold must be offered at a public bidder sale, and the county is required to purchase delinquencies no private bidder takes.
The process, step by step
1 · The list publishes. Iowa sales run on this rhythm: Annual tax sale on the third Monday in June in every county (Iowa Code ch. 446), with adjourned sales for unsold parcels thereafter. The county's sale list — the parcels actually being sold — is published ahead of the sale by the county office that runs it, and in many Iowa counties also through the state's sale channels (GovEase hosts the online sale for many counties; other counties use Iowa Tax Auction (iowataxauction.com, SRI / Zeus / RealAuction). All bidding is online even where the treasurer hosts bidders at the courthouse.).
2 · Register and fund — before sale day. Registration and bidder deposits are handled by the county or its sale platform and close before the sale, in most counties the day before. The amount and ID requirements are set in the county's own sale notice, not in state law — confirm them on the current published notice before you rely on them.
3 · Research every parcel. Compare the taxes owed against assessed value and recorded sales, check property type and occupancy signals, and price in the state's redemption rule above: it decides whether your money comes back with the statutory return, or your path runs to the property itself.
4 · Bid the number you wrote down. Set your max bid (deeds) or floor rate (liens) from the research, before the sale opens. The state's return is paid on the tax obligation — not on whatever extra a bidding war adds on top of it.
5 · After the sale. Owners redeem inside the window above; lists change as they do. Track the parcels you care about, because a watched property redeeming or withdrawing is information you want before — not after — you wire a deposit for the next sale.
What Monona County publishes — live feed
LienToDeed ingests this county's sale list directly from its published source: Monona County Treasurer published Delinquent Tax List (publication PDF). Every new listing is scored as it posts, and watched properties that redeem or withdraw are flagged before sale day.
Coverage status: Monona County — live alerts active
Paid members are alerted when new Monona County properties are listed — and if a watched property redeems before the sale.
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All Iowa counties: Iowa county index · Rules: Iowa tax sale laws · Iowa sale calendar · Iowa investing guide · New to a term? Glossary · FAQ
County facts (name, state, FIPS 19133) from the US Census Bureau county list; state rules verified 2026-10-30 — sources on the Iowa law page. Educational only, not investment advice.